12306 — Schenectady, NY Home Values
Typical home value $304,516 as of July 2026 · 72nd of 110 in Albany-Schenectady-Troy, NY
Blue: typical home value (Zillow ZHVI) in ZIP code 12306, July 2021 to July 2026. This page shows observed data only; no forecast.
How 12306 compares in the Albany-Schenectady-Troy, NY area
ZIP code 12306 (Schenectady, NY) has a typical home value of $304,516 as of July 2026, ranking 72nd of 110 ZIP codes tracked in the Albany-Schenectady-Troy, NY area, more expensive than about 35% of ZIP codes in the metro. Prices here have moved +5.9% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +35.1%, from $225,420 in July 2021 to $304,516 in July 2026. Against observed rent, the typical home here sells for 13.5× the annual rent ($1,882/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Albany-Schenectady-Troy, NY forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Albany.
Population and demographics
ZIP code 12306 has a population of 27,569, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 78.3% White, 7.6% Black or African American, 6.8% Hispanic or Latino, 4% two or more races, 2.8% Asian, 0.3% another race, and 0.1% Native Hawaiian or Pacific Islander.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| SCHALMONT MIDDLE SCHOOL | 2 SABRE DR, SCHENECTADY, NY | 2.1 mi |
| SCHALMONT HIGH SCHOOL | 1 SABRE DR, SCHENECTADY, NY | 2.1 mi |
| JEFFERSON ELEMENTARY SCHOOL | 100 PRINCETOWN RD, SCHENECTADY, NY | 2.9 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 12306?
$304,516 as of July 2026, the latest month Zillow has published observed data for.
Is 12306 an expensive ZIP code in the Albany-Schenectady-Troy, NY area?
12306 ranks 72nd of 110 ZIP codes in the Albany-Schenectady-Troy, NY area by typical home value, more expensive than about 35% of ZIP codes in the metro.
How much have home values in 12306 changed over the past year?
+5.9% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 12306?
The typical home price is 13.5× the observed annual rent in this ZIP code ($1,882/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 12306?
27,569, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 12306?
SCHALMONT MIDDLE SCHOOL (2.1 mi), SCHALMONT HIGH SCHOOL (2.1 mi), JEFFERSON ELEMENTARY SCHOOL (2.9 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 12306?
No. Every number on this page is observed Zillow data as of July 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Albany-Schenectady-Troy, NY forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.