32413 — Panama City Beach, FL Home Values
Typical home value $471,415 as of June 2026 · 2nd of 11 in Panama City, FL
Blue: typical home value (Zillow ZHVI) in ZIP code 32413, June 2021 to June 2026. This page shows observed data only; no forecast.
How 32413 compares in the Panama City, FL area
ZIP code 32413 (Panama City Beach, FL) has a typical home value of $471,415 as of June 2026, ranking 2nd of 11 ZIP codes tracked in the Panama City, FL area, more expensive than about 91% of ZIP codes in the metro. Prices here have moved -2.5% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +20.3%, from $391,831 in June 2021 to $471,415 in June 2026. Against observed rent, the typical home here sells for 23.5× the annual rent ($1,673/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Panama City, FL forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Panama City.
Population and demographics
ZIP code 32413 has a population of 15,214, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 88.5% White, 7.1% Hispanic or Latino, 2.6% two or more races, 1.1% Black or African American, 0.4% American Indian or Alaska Native, 0.1% Asian, and 0.1% Native Hawaiian or Pacific Islander.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| WEST BAY ELEMENTARY SCHOOL | 14813 SCHOOL DR, PANAMA CITY BEACH, FL | 2 mi |
| SURFSIDE MIDDLE SCHOOL | 300 NAUTILUS ST, PANAMA CITY BEACH, FL | 7 mi |
| HUTCHISON BEACH ELEMENTARY SCHOOL | 12900 MIDDLE BEACH RD, PANAMA CITY BEACH, FL | 7.9 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 32413?
$471,415 as of June 2026, the latest month Zillow has published observed data for.
Is 32413 an expensive ZIP code in the Panama City, FL area?
32413 ranks 2nd of 11 ZIP codes in the Panama City, FL area by typical home value, more expensive than about 91% of ZIP codes in the metro.
How much have home values in 32413 changed over the past year?
-2.5% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 32413?
The typical home price is 23.5× the observed annual rent in this ZIP code ($1,673/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 32413?
15,214, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 32413?
WEST BAY ELEMENTARY SCHOOL (2 mi), SURFSIDE MIDDLE SCHOOL (7 mi), HUTCHISON BEACH ELEMENTARY SCHOOL (7.9 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 32413?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Panama City, FL forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.