SIALIMStatistical Intelligence for America's Local Investment Markets

38138Germantown, TN Home Values

Typical home value $443,724 as of June 2026 · 5th of 71 in Memphis, TN-MS-AR

Typical value — June 2026
$443,724
observed, not a forecast
Past 12 months
-1.8%
trailing year-over-year change
Past 5 years
+14.4%
June 2021 to June 2026
Rank in metro
5th
of 71 ZIP codes, by value

Blue: typical home value (Zillow ZHVI) in ZIP code 38138, June 2021 to June 2026. This page shows observed data only; no forecast.

How 38138 compares in the Memphis, TN-MS-AR area

ZIP code 38138 (Germantown, TN) has a typical home value of $443,724 as of June 2026, ranking 5th of 71 ZIP codes tracked in the Memphis, TN-MS-AR area, more expensive than about 94% of ZIP codes in the metro. Prices here have moved -1.8% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +14.4%, from $388,021 in June 2021 to $443,724 in June 2026. Against observed rent, the typical home here sells for 15.1× the annual rent ($2,452/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.

Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Memphis, TN-MS-AR forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Memphis.

Population and demographics

ZIP code 38138 has a population of 25,368, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 84.1% White, 6.6% Black or African American, 4.6% Asian, 2.4% Hispanic or Latino, 1.9% two or more races, and 0.4% another race.

Nearby public schools

SchoolAddressDistance
Germantown High7653 Old Poplar Pike, Germantown, TN0.5 mi
Germantown Middle7925 CD Smith Rd, Germantown, TN0.8 mi
Germantown Elementary2730 Cross Country Dr, Germantown, TN0.8 mi

Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.

Frequently asked questions

What is the typical home value in ZIP code 38138?

$443,724 as of June 2026, the latest month Zillow has published observed data for.

Is 38138 an expensive ZIP code in the Memphis, TN-MS-AR area?

38138 ranks 5th of 71 ZIP codes in the Memphis, TN-MS-AR area by typical home value, more expensive than about 94% of ZIP codes in the metro.

How much have home values in 38138 changed over the past year?

-1.8% over the trailing 12 months, from observed Zillow data.

Is it cheaper to buy or rent in ZIP code 38138?

The typical home price is 15.1× the observed annual rent in this ZIP code ($2,452/mo). Lower multiples favor buying over renting, all else equal.

What is the population of ZIP code 38138?

25,368, per the US Census Bureau's American Community Survey 5-year estimate.

What are the closest public schools to ZIP code 38138?

Germantown High (0.5 mi), Germantown Middle (0.8 mi), Germantown Elementary (0.8 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.

Is this page showing a forecast for 38138?

No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Memphis, TN-MS-AR forecast for a modeled outlook.

ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.