SIALIMStatistical Intelligence for America's Local Investment Markets

The Most Expensive ZIP Codes in Sacramento

Ranked from observed Zillow data as of June 2026 — not a forecast. 116 ZIP codes in the Sacramento-Roseville-Folsom, CA area. See the Sacramento forecast →

Cheaper
More expensive· dot size = population

10 most expensive ZIP codes in Sacramento are ringed on the map; all 126 ZIPs shown, colored by typical home value and sized by population. Hover any dot for its ZIP and value.

Which are the best ZIP codes to buy in Sacramento?

There is no single answer, because "best" depends on what a buyer is optimizing for. The three tables below rank the same 116 ZIP codes three different ways: by typical home value, by how much prices have actually moved over the past year, and by how far a home's price stretches against observed rent. A ZIP code that leads one list rarely leads all three.

Most expensive — June 2026

Ranked by typical home value (Zillow ZHVI), highest first.

#ZIPCityPopulationTypical value
196141Homewood621$1,323,004
296145Tahoe City3.3K$1,284,050
395746Granite Bay22.5K$1,177,815
496140Truckee1.1K$1,130,277
595830Elk Grove592$1,036,462
696146Olympic Valley1.1K$1,034,227
795837Sacramento263$1,013,219
895693Wilton7.6K$971,640
995663Penryn3.1K$959,918
1095650Loomis13.3K$953,194

Fastest-appreciating — past 12 months

Ranked by observed price change over the trailing year, not a forecast.

#ZIPCityPopulationTypical value1-yr change
196145Tahoe City3.3K$1,284,050+5.9%
295653Madison682$378,158+5.8%
395612Clarksburg1.5K$825,193+5.7%
495697Yolo264$499,873+5.2%
596142Tahoma821$919,745+4.6%
695830Elk Grove592$1,036,462+4.2%
795615Courtland978$606,185+3.7%
896146Olympic Valley1.1K$1,034,227+3.7%
995864Sacramento25.1K$763,934+3.6%
1095728Soda Springs593$774,248+3.4%

Best rental value — past 12 months

Ranked by price-to-rent (typical value ÷ observed annual rent), lowest first — the ZIP codes where buying looks cheapest relative to renting.

#ZIPCityPopulationTypical valuePrice ÷ annual rent
195660Sacramento35.7K$393,49715.3×
295820Sacramento35.4K$408,23315.4×
395838Sacramento40.3K$402,80615.6×
495815Sacramento26.5K$362,09416×
595823Sacramento83.3K$431,39616.1×
695605West Sacramento14.7K$421,80616.3×
795828Florin60.5K$459,06716.3×
895833Sacramento40.2K$458,32617×
995776Woodland27.2K$601,57317.1×
1095822Sacramento46.3K$441,31517.1×

Frequently asked questions

What is the most expensive ZIP code in the Sacramento area?

96141 (Homewood), with a typical home value of $1,323,004 as of June 2026, the latest month Zillow has published.

Which are the best ZIP codes to buy in Sacramento?

It depends on the goal. This page ranks three separately: the most expensive ZIP codes (highest typical value), the fastest-appreciating (largest observed price gain over the past year), and the best rental value (lowest price relative to observed rent). The three lists often name different ZIP codes.

Is this page showing forecasts?

No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasts, at the metro level, are on the linked metro forecast page.

ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.