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The Most Expensive ZIP Codes in San Jose

Ranked from observed Zillow data as of June 2026 — not a forecast. 59 ZIP codes in the San Jose-Sunnyvale-Santa Clara, CA area. See the San Jose forecast →

Cheaper
More expensive· dot size = population

10 most expensive ZIP codes in San Jose are ringed on the map; all 69 ZIPs shown, colored by typical home value and sized by population. Hover any dot for its ZIP and value.

Which are the best ZIP codes to buy in San Jose?

There is no single answer, because "best" depends on what a buyer is optimizing for. The three tables below rank the same 59 ZIP codes three different ways: by typical home value, by how much prices have actually moved over the past year, and by how far a home's price stretches against observed rent. A ZIP code that leads one list rarely leads all three.

Most expensive — June 2026

Ranked by typical home value (Zillow ZHVI), highest first.

#ZIPCityPopulationTypical value
194022Los Altos20.0K$5,080,185
294024Los Altos23.7K$4,635,869
394301Palo Alto17.1K$4,332,825
495070Saratoga31.4K$4,081,535
595030Los Gatos13.0K$3,564,234
694306Palo Alto27.5K$3,371,608
794305Stanford17.9K$3,276,849
894304Palo Alto4.7K$3,239,041
995014Cupertino61.1K$3,064,493
1094040Mountain View35.6K$2,828,245

Fastest-appreciating — past 12 months

Ranked by observed price change over the trailing year, not a forecast.

#ZIPCityPopulationTypical value1-yr change
194022Los Altos20.0K$5,080,185+6.1%
294301Palo Alto17.1K$4,332,825+6%
394041Mountain View15.8K$2,238,081+5.3%
495030Los Gatos13.0K$3,564,234+5.2%
594024Los Altos23.7K$4,635,869+4.6%
694040Mountain View35.6K$2,828,245+4.6%
794306Palo Alto27.5K$3,371,608+3.7%
895046San Martin6.8K$1,622,777+3.6%
995032Los Gatos27.7K$2,600,857+3.1%
1095070Saratoga31.4K$4,081,535+3.1%

Best rental value — past 12 months

Ranked by price-to-rent (typical value ÷ observed annual rent), lowest first — the ZIP codes where buying looks cheapest relative to renting.

#ZIPCityPopulationTypical valuePrice ÷ annual rent
195113San Jose2.4K$646,88415×
295023Hollister58.4K$762,99420.9×
395110San Jose19.4K$830,61021.7×
495134San Jose30.3K$1,056,10823.7×
595116San Jose48.8K$933,98725.4×
695111San Jose58.9K$1,059,71325.5×
795133San Jose28.6K$1,135,40126.2×
895122San Jose52.2K$983,26026.6×
995112San Jose56.8K$1,007,88326.8×
1095127San Jose61.1K$1,101,91928.1×

Frequently asked questions

What is the most expensive ZIP code in the San Jose area?

94022 (Los Altos), with a typical home value of $5,080,185 as of June 2026, the latest month Zillow has published.

Which are the best ZIP codes to buy in San Jose?

It depends on the goal. This page ranks three separately: the most expensive ZIP codes (highest typical value), the fastest-appreciating (largest observed price gain over the past year), and the best rental value (lowest price relative to observed rent). The three lists often name different ZIP codes.

Is this page showing forecasts?

No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasts, at the metro level, are on the linked metro forecast page.

ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.