95003 — Aptos, CA Home Values
Typical home value $1,346,880 as of June 2026 · 4th of 16 in Santa Cruz-Watsonville, CA
Blue: typical home value (Zillow ZHVI) in ZIP code 95003, June 2021 to June 2026. This page shows observed data only; no forecast.
How 95003 compares in the Santa Cruz-Watsonville, CA area
ZIP code 95003 (Aptos, CA) has a typical home value of $1,346,880 as of June 2026, ranking 4th of 16 ZIP codes tracked in the Santa Cruz-Watsonville, CA area, more expensive than about 81% of ZIP codes in the metro. Prices here have moved +1.1% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +11.3%, from $1,210,340 in June 2021 to $1,346,880 in June 2026. Against observed rent, the typical home here sells for 27.7× the annual rent ($4,054/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Santa Cruz.
Population and demographics
ZIP code 95003 has a population of 24,708, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 76.3% White, 14.7% Hispanic or Latino, 4.5% two or more races, 3% Asian, 0.6% another race, 0.5% Native Hawaiian or Pacific Islander, and 0.4% Black or African American.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| Aptos Junior High | 1001 Huntington Dr., Aptos, CA | 2 mi |
| Aptos High | 100 Mariner Way, Aptos, CA | 2.2 mi |
| Valencia Elementary | 250 Aptos School Rd., Aptos, CA | 2.2 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 95003?
$1,346,880 as of June 2026, the latest month Zillow has published observed data for.
Is 95003 an expensive ZIP code in the Santa Cruz-Watsonville, CA area?
95003 ranks 4th of 16 ZIP codes in the Santa Cruz-Watsonville, CA area by typical home value, more expensive than about 81% of ZIP codes in the metro.
How much have home values in 95003 changed over the past year?
+1.1% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 95003?
The typical home price is 27.7× the observed annual rent in this ZIP code ($4,054/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 95003?
24,708, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 95003?
Aptos Junior High (2 mi), Aptos High (2.2 mi), Valencia Elementary (2.2 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 95003?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.