95010 — Capitola, CA Home Values
Typical home value $1,242,348 as of July 2026 · 7th of 16 in Santa Cruz-Watsonville, CA
Blue: typical home value (Zillow ZHVI) in ZIP code 95010, July 2021 to July 2026. This page shows observed data only; no forecast.
How 95010 compares in the Santa Cruz-Watsonville, CA area
ZIP code 95010 (Capitola, CA) has a typical home value of $1,242,348 as of July 2026, ranking 7th of 16 ZIP codes tracked in the Santa Cruz-Watsonville, CA area, more expensive than about 63% of ZIP codes in the metro. Prices here have moved +5.1% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +15.5%, from $1,075,301 in July 2021 to $1,242,348 in July 2026. Against observed rent, the typical home here sells for 31.1× the annual rent ($3,330/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Santa Cruz.
Population and demographics
ZIP code 95010 has a population of 8,697, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 64.8% White, 26.1% Hispanic or Latino, 5.4% Asian, 3.5% two or more races, and 0.2% another race.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| New Brighton Middle | 250 Washburn Ave., Capitola, CA | 0.4 mi |
| Opal Cliffs | 4510 Jade St., Capitola, CA | 0.5 mi |
| Soquel Elementary | 2700 Porter St., Soquel, CA | 0.7 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 95010?
$1,242,348 as of July 2026, the latest month Zillow has published observed data for.
Is 95010 an expensive ZIP code in the Santa Cruz-Watsonville, CA area?
95010 ranks 7th of 16 ZIP codes in the Santa Cruz-Watsonville, CA area by typical home value, more expensive than about 63% of ZIP codes in the metro.
How much have home values in 95010 changed over the past year?
+5.1% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 95010?
The typical home price is 31.1× the observed annual rent in this ZIP code ($3,330/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 95010?
8,697, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 95010?
New Brighton Middle (0.4 mi), Opal Cliffs (0.5 mi), Soquel Elementary (0.7 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 95010?
No. Every number on this page is observed Zillow data as of July 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.