95065 — Santa Cruz, CA Home Values
Typical home value $1,362,866 as of June 2026 · 2nd of 16 in Santa Cruz-Watsonville, CA
Blue: typical home value (Zillow ZHVI) in ZIP code 95065, June 2021 to June 2026. This page shows observed data only; no forecast.
How 95065 compares in the Santa Cruz-Watsonville, CA area
ZIP code 95065 (Santa Cruz, CA) has a typical home value of $1,362,866 as of June 2026, ranking 2nd of 16 ZIP codes tracked in the Santa Cruz-Watsonville, CA area, more expensive than about 94% of ZIP codes in the metro. Prices here have moved +3.4% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +15.7%, from $1,178,275 in June 2021 to $1,362,866 in June 2026. Against observed rent, the typical home here sells for 39.2× the annual rent ($2,900/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Santa Cruz.
Population and demographics
ZIP code 95065 has a population of 8,031, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 69.4% White, 22.3% Hispanic or Latino, 3.8% two or more races, 2.2% Asian, 1.5% another race, 0.8% Black or African American, and 0.1% American Indian or Alaska Native.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| Happy Valley Elementary | 3125 Branciforte Dr., Santa Cruz, CA | 0.6 mi |
| Mountain Elementary | 3042 Old San Jose Rd., Soquel, CA | 2 mi |
| Santa Cruz Gardens Elementary | 8005 Winkle Ave., Santa Cruz, CA | 2 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 95065?
$1,362,866 as of June 2026, the latest month Zillow has published observed data for.
Is 95065 an expensive ZIP code in the Santa Cruz-Watsonville, CA area?
95065 ranks 2nd of 16 ZIP codes in the Santa Cruz-Watsonville, CA area by typical home value, more expensive than about 94% of ZIP codes in the metro.
How much have home values in 95065 changed over the past year?
+3.4% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 95065?
The typical home price is 39.2× the observed annual rent in this ZIP code ($2,900/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 95065?
8,031, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 95065?
Happy Valley Elementary (0.6 mi), Mountain Elementary (2 mi), Santa Cruz Gardens Elementary (2 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 95065?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Santa Cruz-Watsonville, CA forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.